GermanyEUR
United StatesUSD
UAEAED
ArmeniaAMD
CanadaCAD
United KingdomGBP
JapanJPY
MalaysiaMYR
FranceEUR
SingaporeSGD
AustraliaAUD
SpainEUR
SwitzerlandCHF
IndiaINR
MexicoMXN
Gmail import · In progress
Amazon
$62.98
From
Order confirmationAmazon.com$62.98Category
Shopping
Desk lamp$35.99
Notebook$26.99
Money,
made clear.
Track supported payments automatically.
No bank login. Just a clearer picture.
Free on iPhone · iOS 15.1+
From a tap to tracked.
Pay
Starbucks
Apple Pay · Just now
Category
Detecting…
Coffee
Coffee
- Wallet
- Everyday
- Date
- Today, 9:41
- Source
- Captured automatically
Different countries. One clear picture.
Works across the UAE, US, Canada, Europe, Malaysia, and more.
- Apple PayWallet purchases, captured automatically
- Bank notificationsPayment alerts, with no bank login
Monetor shows payments from many countries and currencies, such as euros, US dollars, dirhams and drams, in one place.
Download on the App StoreMerchant recognition & categorization
Every purchase. In its right place.
Scroll to see it come together
Change category
Suggested category
Analytics & AI insights
Every purchase tells a story.
Discover where your money goes, spot the patterns, and understand what changes.
The month
$1,248.60 spent in October
12.4% vs September
- Grocery$420.0034%
- Shopping$309.6025%
- Cafe$186.4015%
- Transport$114.509%
- Other$218.1017%
The pattern Cafe · 20 purchases
-
Starbucks$86.40
12 visits · $7.20 each on average
-
Local Coffee$100.00
8 visits · $12.50 each on average
What it means
Monetor AI
Done
- Reading 20 Cafe purchases from October
- Comparing Starbucks and Local Coffee
- Working out the average per visit
Cafe is 15% of October’s spending.
Local Coffee had fewer visits but the larger share: $12.50 a visit, against $7.20 at Starbucks.
For informational purposes only. Monetor AI does not provide financial advice.
Subscriptions
Know what’s renewing.Before it does.
Your recurring payments, monthly cost, and upcoming renewals. One clear picture. How the subscription tracker works
Monthly total
$43.96 Monthly total 4 subscriptionsOctober renewals
-
NetflixOct 18$15.99/ month -
SpotifyOct 20$10.99/ month -
YouTubeOct 22$13.99/ month -
iCloud+Oct 25$2.99/ month
Next renewalNetflix · Oct 18
- 18
- 20
- 22
- 25
More depth, without more noise.
The rest of your financial life stays close when you need it.
-
Budgets and savings goals
Set a monthly budget, follow the pace of spending, and keep savings targets in view.
-
Loans and reminders
Track balances and payment schedules, with a reminder before each payment is due.
-
Cash, in seconds
Add cash purchases by hand so the month is complete, not just the card payments.
-
Export when you need it
Take your transactions out as CSV, PDF, or XLSX with Monetor Pro.
-
Private by default
No required bank login, no ad tracking, and no selling your data.
Find the workflow that fits how you pay.
See all featuresStart free. Upgrade when it pays off.
Free includes automatic capture and up to two wallets. Pro adds more wallets, premium AI insights, advanced reports, higher limits, and exports.
$0
no card required
Enough to track the basics of your money life on iPhone.
- Automatic capture of eligible Apple Pay purchases and payment notifications
- Up to two wallets
- Manual transactions, merchant categories, search, and analytics
- Multi-currency tracking, savings goals, and subscriptions
- One receipt scan
$7.99
per month
Or $69.99 a year, or $149.99 once for Lifetime.
- More wallets beyond the Free two
- Premium AI insights and advanced reports
- Unlimited receipt scans and higher limits
- CSV, PDF, or XLSX export
US prices shown. The App Store purchase sheet shows the local price, any trial, and billing terms before purchase. Terms · Privacy
Before you download.
The things most people want to know before installing a finance app.
What is Monetor?
Monetor is an iPhone finance app that captures eligible Apple Pay purchases and supported payment notifications automatically, without connecting a bank. It brings spending, merchant categories, savings goals, subscriptions, analytics, and AI insights together across multiple currencies.
Do I need to connect my bank?
No. Monetor does not ask for your bank credentials. Transactions can come in through Apple Shortcuts automations for Apple Wallet and payment notifications, receipt scans, or manual entry, with no Plaid connection or screen-scraping required.
How does automatic capture work?
You set up two Apple Shortcuts automations. A Wallet Transaction automation can send eligible Apple Pay purchases to Monetor, and a notification automation can pass payment alerts from apps you choose, such as your bank app or Messages. Neither imports past history, and not every purchase produces an event, so receipts and manual entry fill the gaps. The app runs on iOS 15.1 or later; automatic capture needs a newer iOS version that supports these Shortcuts triggers. See the Apple Pay setup guide.
How much does Monetor cost?
Monetor is free to download on the App Store and the Free plan includes automatic capture. Monetor Pro adds more wallets, premium AI insights, advanced reports, higher limits, and exports for $7.99 a month, $69.99 a year, or $149.99 once for Lifetime (US prices). The purchase sheet shows the local price and terms before you buy. See Pricing.
Is my data private?
Monetor never asks for bank credentials, does not use ad tracking, and does not sell your data. Account data is kept on a private Supabase backend with encryption at rest. Optional AI features, receipt scanning, and payment-notification capture send the text or images they need to named processors. The privacy policy lists them.
Finance you control, on the iPhone you already use.
Monetor is live on the App Store. Free to download, Pro when you want more.
Download on theApp StoreiPhone · iOS 15.1+ · Free with in-app purchases