Monetor Download

Money,
made clear.

Track supported payments automatically.
No bank login. Just a clearer picture.

Download on theApp Store

Automatic tracking included in Free · Setup and compatibility apply

Monetor Analytics showing October spending of $1,248.60 and the full daily spending chart

From a tap to tracked.

Pay

Starbucks

Apple Pay · Just now
−$6.50
Category Detecting… Coffee
Wallet
Everyday
Date
Today, 9:41
Source
Captured automatically
−$6.50Starbucks

Different countries. One clear picture.

Works across the UAE, US, Canada, Europe, Malaysia, and more.

  • Apple PayWallet purchases, captured automatically
  • Bank notificationsPayment alerts, with no bank login

Free automatic tracking with setup: Apple Pay on compatible iPhones with iOS 17+; payment notifications on iOS 27+, where supported and available.

Monetor shows payments from many countries and currencies, such as euros, US dollars, dirhams and drams, in one place.

Download on the App Store

Merchant recognition & categorization

Every purchase. In its right place.

Scroll to see it come together

Change category

Suggested category

Analytics & AI insights

Every purchase tells a story.

Week/month spending analytics are Free. Pro adds yearly comparisons, advanced reports and premium AI insights.

The month

$1,248.60 spent in October

12.4% vs September

  • Grocery$420.0034%
  • Shopping$309.6025%
  • Cafe$186.4015%
  • Transport$114.509%
  • Other$218.1017%

The pattern Cafe · 20 purchases

  • Starbucks$86.40

    12 visits · $7.20 each on average

  • Local Coffee$100.00

    8 visits · $12.50 each on average

What it means

Monetor AI

Done

  1. Reading 20 Cafe purchases from October
  2. Comparing Starbucks and Local Coffee
  3. Working out the average per visit

Cafe is 15% of October’s spending.

Local Coffee had fewer visits but the larger share: $12.50 a visit, against $7.20 at Starbucks.

For informational purposes only. Monetor AI does not provide financial advice.

Subscriptions

Know what’s renewing.Before it does.

Your recurring payments, monthly cost, and upcoming renewals. One clear picture. How the subscription tracker works

Monetor subscriptions showing Netflix, Spotify, YouTube and iCloud+, totaling $43.96 monthly

Monthly total

$43.96 Monthly total 4 subscriptions

October renewals

  • NetflixOct 18
    $15.99/ month
  • SpotifyOct 20
    $10.99/ month
  • YouTubeOct 22
    $13.99/ month
  • iCloud+Oct 25
    $2.99/ month
Next renewalNetflix · Oct 18
  1. 18
  2. 20
  3. 22
  4. 25

More depth, without more noise.

The rest of your financial life stays close when you need it.

Find the workflow that fits how you pay.

See all features

Pricing

Free tracks your spending. Pro takes you deeper.

Automatic tracking is included in Free. Upgrade when you want deeper reports, AI insights and advanced tools.

Free

Your spending, tracked automatically.

Start tracking expenses, organize your money and build better habits — without manually entering every payment.

0Free to use

No subscription. No card required.

  • Automatic spending tracking*
  • Manual entry, categories and search
  • 2 wallets, including your default wallet
  • 1 successful receipt scan per account
  • Week/month analytics and budgets
  • Savings goals and multi-currency
  • Subscriptions, manual loans and reminders
Get Monetor Free
Recommended

Monetor Pro

Go deeper into your money.

Unlock advanced reports, AI insights, more wallets, unlimited receipt scanning within fair-use service limits, and powerful financial tools.

per month

Billed monthly. Renews unless canceled.

Everything in Free, including automatic tracking, plus:

  • More wallets beyond the Free two
  • Receipt scanning without the Free quota*
  • Premium AI financial insights
  • Yearly views, comparisons and deep reports
  • Subscription overlap and savings insights
  • Loan document import and refund tools
  • CSV, PDF and XLSX export
Get Monetor Pro

Lifetime

Pro, paid once.

Prefer not to subscribe? Get every current Pro feature with a single purchase.

one-time

One-time purchase. Access lasts for the lifetime of the product, under the purchase terms.

  • All current Monetor Pro features
  • Same automatic tracking as Free
  • No renewal or subscription to manage
Get Lifetime
View App Store listing

Prices are for the selected App Store region. Your Apple Account’s storefront determines the final price at checkout.

Compare what’s included

Monthly, yearly and Lifetime provide the same current Pro features.

  • Automatic tracking

    Free
    Eligible Apple Pay and payment notifications, with setup
    Pro / Lifetime
    Same automatic tracking as Free

  • Wallets

    Free
    Two total, including the default wallet
    Pro / Lifetime
    Additional wallets beyond the Free limit

  • Receipt scanning

    Free
    One successful scan per account; does not reset monthly
    Pro / Lifetime
    No Free scan quota; fair-use service limits apply

  • Analytics

    Free
    Week/month views and basic spending breakdowns
    Pro / Lifetime
    Yearly views, comparisons, category, merchant, cash-flow and recurring reports

  • AI insights

    Free
    Premium AI requires Pro
    Pro / Lifetime
    Premium financial insights, with consent

  • Exports

    Free
    Export requires Pro
    Pro / Lifetime
    CSV, PDF and XLSX

  • Subscriptions

    Free
    Tracking and renewal reminders
    Pro / Lifetime
    Tracking, reminders, overlap and savings insights

  • Loans

    Free
    Manual tracking and payment reminders
    Pro / Lifetime
    Manual tracking, document import and premium loan/refund tools

  • Savings goals

    Free
    Create and track savings goals
    Pro / Lifetime
    Same savings goals as Free

*Automatic capture requires setup, consent and a compatible iPhone: Apple Pay on iOS 17+; payment notifications on iOS 27+, with supported apps and service availability. Pro receipt scanning is subject to service limits.

Any trial depends on the current offer and your eligibility. Terms · Privacy

Before you download.

What is Monetor?

Monetor is an iPhone finance app for automatic expense tracking without a bank connection. Free includes eligible Apple Pay Shortcuts, supported payment-notification tracking, manual entry, budgets, savings goals and multiple currencies. Pro adds premium AI insights, advanced reports and financial tools.

Do I need to connect my bank?

No. Monetor does not connect to your bank account or use Plaid. You choose supported Shortcuts automations, scan receipts or enter transactions manually. Setup, device compatibility and service availability apply to automatic tracking.

How does automatic tracking work?

Automatic tracking is included in Free. Set up a Wallet Transaction automation and the Monetor Shortcut on a compatible iPhone with iOS 17+. Payment-notification tracking requires iOS 27+, supported source apps, setup, permissions, consent and service availability. These methods capture eligible new events, not past Wallet or notification history. Manual entry fills the gaps and works on iOS 15.1+.

What does Free include, and what does Pro add?

Free includes automatic tracking where supported, manual entry, categories, search, two total wallets including the default wallet, multi-currency support, one successful receipt scan per account, week/month analytics, budgets, savings goals, subscriptions and manual loans with reminders. Pro adds more wallets, receipt scanning without the Free quota, premium AI insights, advanced reports and yearly comparisons, subscription overlap insights, loan document/refund tools and CSV, PDF and XLSX exports. Fair-use service limits apply.

Does the Free receipt scan allowance reset each month?

No. Free includes one successful receipt scan per account, not one per month. A usable extraction consumes the allowance even if you do not save the transaction. Failed or unreadable scans do not consume it. Pro removes this Free quota, subject to fair-use service limits.

Can I track loans without Pro?

Yes. Manual loan tracking, payments and reminders are included in Free. Pro adds loan document import and premium loan/refund tools. Existing imported loan schedules remain accessible after returning to Free; there is no separate Free loan trial.

How much does Monetor cost? Is there a trial?

Monetor is free to download, and automatic tracking is included in Free where supported. See your local price and available offers in the App Store. Monthly and yearly subscriptions renew automatically unless canceled; Lifetime is a one-time purchase. The purchase sheet confirms current plans, prices and terms. Any trial depends on the offer and your eligibility.

Is my data private?

Monetor never asks for bank credentials and does not sell your data. Account data is encrypted at rest. Optional AI insights, receipt scanning and payment-notification tracking send the text or images they need to the processors named in the privacy policy, with your consent.

Do I need Pro for budgets or savings goals?

No. Budgets and savings goals are included in Free. There is no one-goal restriction. Pro adds deeper analysis and premium financial tools.

Is Monetor available on Android or the web?

Monetor is currently an iPhone app, available on the App Store. It requires iOS 15.1 or later for manual tracking, with newer iOS versions and additional setup for automatic tracking.

Finance you control, on the iPhone you already use.

Monetor is live on the App Store. Free to download, Pro when you want more.

Download on theApp Store

iPhone · iOS 15.1+ · Free with in-app purchases